THIS POLICY IS DESIGNED TO COVER YOU FOR MEDICAL EMERGENCIES.
WHO IS COVERED?
Anyone traveling abroad can purchase this policy.
HOW IT WORKS
Your premium is paid at the inception of the policy. You will be issued with a travel insurance smart card that covers you for emergency medical expenses up to Euros 30,000.
Premiums start from GH¢60 and you can purchase cover for a minimum travel period of one week (7 days).
WHAT THE PLAN COVERS
ACCIDENTAL BODILY INJURY POLICY:
- Bodily injury sustained through violent or accidental means. Accident is defined as a sudden, unexpected and an unintended external and violent event, which occurs at an identifiable time and place.
- Total disability. Disability shall be deemed to be total when the insured, as a result of an accidental bodily injury or illness, is incapable of earning his/her normal income from any occupation for which the individual is suited, (taking education, training and experience into consideration) for remuneration or profit. Disability shall be presumed to be permanent after the insured has been disabled for not less than six consecutive months.
- Temporary disability. Disability shall be presumed to be temporary when the insured, as a result of accidental bodily injury, is incapable of engaging or giving attention to their occupation for no less than three consecutive months.
- Death as a result of an injury sustained or sudden ailment during the period of coverage.
HOSPITALISATION AND MEDICAL CARE POLICY:
- Injuries or sickness requiring hospital admission or medical treatment while traveling outside the country.
- Hospital confinement by a legally qualified physician for the actual usual and customary charges for reasonable and necessary hospital and medical expenses.
- Medical Care covers any reasonable medical, therapeutic or diagnostic measure prescribed by a medical physician and any unforeseen sickness, which requires immediate medical treatment to alleviate existing danger to life or health.
0 Comments
share your thoughts